Women are planned to inherit billions in the great transfer of wealth. Are they ready for this?

Good morning! Trump’s administration wants to dismiss the demand that it restrict the access of abortion pills, the end of a fare lagoon could hurt, and a new UBS report finds women to face obstacles to the great wealth transfer..

– Talk – Women will need to receive dozens of trillion dollars at Great transfer of wealthThe transmission of assets already moving that could see up to $ 105 trillion hands over the next two decades. Women will not only inherit the richness of their parents, but many will become solely responsible for the wealth of their home after the widow. Baby Boomer women will only receive almost 40 trillion members in the coming years, according to UBS.

And, although there has been an increasing awareness of the great wealth transfer in recent years, a little discussed aspect is whether the heirs, especially women, are emotional or logistically, for their inheritances.

To find out, UBS took a look at three groups of women: those who have already inherited from their parents, those who expect to inherit their parents and those who are widowed and expect to receive total control of the wealth of their home.

In a Wednesday report, UBS researchers find that 80% of women who inherited from their parents and 83% of widows faced a “wealth transfer challenge”, whether they did not know how much they received or did not know if their parents or spouse had. Half experienced a surprise, as a larger tax bill or family tension.

UBS finds that many of these challenges could have been prevented if the parties involved had communicated about their real estate plans. Many do not discuss finances with parents, spouse or other benefactor before it is too late, leaving them without the information needed to properly manage their new wealth. This includes, at the basic level, they are told to inherit, but also things like what the accounts are and where they are.

Carey Shuffman, head of the wealth of women in UBS, says that one way to raise the subject with parents when the money is not normally discussed is to do so through a conversation about vision and values. Future heirs may ask their parents what They want her to be her legacy.

“These conversations alone can be incredibly valuable to start the conversation,” he says. Then it can be easier to go to what Shuffman calls the foundations of wealth transfer. “Focus more (about) what to do in case of death. For example, where their accounts and who are their trusted advisers are.”

And, although couples are expected to share financiers with each other, this conversation can be just as difficult because of countless reasons: no one wants to think about the death of their partner, but, unfortunately, not making the consequences much more difficult to navigate.

“Women can emphasize that this discussion” just in case “can benefit both spouses, giving them each peace of mind,” says Shuffman. “We all want to know that if something happens to us, the people who care the most will be fine.”

Real estate planning is a topic that I have been dealing with more regularly, as our financial lives are more complex. Here are some resources if you work in your own plan:

–Why the first step in the real estate planning process should not be the will
–What do single and childless people need to know about real estate planning
–Do you plan your property? Decide who gets your passwords and who will burn your magazines
–Why should the inheritance be a tap, not a bonfire, says a wealth manager
–If you inherit a million dollars, or any quantity, this is the first thing you need to do, says financial planner

Alicia Adamczyk
Alicia.Adamczyk@fortune.com

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