USAd US to mark the subsequent bank rules imposed on the 2008 crisis

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North -American authorities are preparing to announce one of the biggest cuts in the banks’ capital requirements for more than a decade, marking the last sign of the Trump Administration’s deregulation agenda.

The regulators were in the coming months ready to reduce the supplementary leverage relationship, according to several people who know the subject.

Rule requires great ranch Having a predefined amount of high quality capital against your total leverage, which includes assets such as loans and exposures of out -of -balance sheet sheets such as derivatives. It was established in 2014 as part of broad reforms following the financial crisis of 2008-09.

Bank pressure groups have been campaigning against the rule for years, saying that it punishes lenders for assets even low -risk such as United States TreasurersIt hinders its ability to facilitate negotiation in the 29 -year -old government debt market and weakens its ability to expand credit.

“Penalizing banks for low -risk assets such as treasury diminishes their ability to support the liquidity of the market during stressful times when it is most necessary,” said Greg Baer, ​​CEO of the Lobby Group of the Bank Policy Institute. “Regulators should act now instead of waiting for the next event.”

Pressure groups expect regulators to submit reforms in summer. The loose looseness of Capital standards It comes at a time when the Trump administration is reducing regulations in everything, from environmental policies to financial dissemination requirements.

Critics, however, say that this is a worrying time to reduce the banking capital requirements given the recent market volatility and the policy disorder under the administration of President Donald Trump.

“Given the status of the world, there are all kinds of risks, including the role of the dollar and the direction of the economy, not the right time to relax capital standards,” said Nicolas Véron, a senior fellow at the Peterson Institute of International Economics.

According to analysts, a change in marking the SLR would be a treasure market advantage, it can help Trump achieve their goal of reducing loan costs, as they allow banks to buy more government debt.

It would also encourage banks to start playing a more important role in treasury trade after the industry ceded the ground to high -frequency traders and coverage funds as a result of the rules exposed after the financial crisis.

North -American policymakers have expressed their support for relieving SLR’s rule.

Scott Bessent, secretary of the Treasury of the United States, said last week that this reform was “a high priority” for the main bank regulators: the Federal Reserve, the currency controller office and the Federal Deposit Insurance Corporation.

Fed President Jay Powell said in February: “We must work on the treasure market structure and can be a part of this answer, and I think it will be, reducing the calibration of the percentage of additional leverage.”

Currently, the eight American banks must have the so-called top-notch capital: common heritage, retained income and other articles that first absorb losses, worth at least 5 % of their total leverage.

The European, Chinese, Canadian and Japanese banks larger are maintained with a lower level, with the majority of capital that only require between 3.5 % and 4.25 percent of their total active.

Bank lobbyists expect the United States to provide their leverage requirements on line with international standards.

Another option considered by the regulators is to exclude low -risk assets such as treasury and deposits from the Central Bank of the Language Language Calculation, as temporarily spent for a year during the pandemic. Self -employed analysts recently estimated that the reintroduction of this exemption would release about 2 TN of balance capacity for the great North -Americans.

But that would make the United States an international level and regulators in Europe were concerned that lenders can push for capital relief similar to sovereign debt shares in the euro zone and the golden of the United Kingdom.

Most major American banks are more restricted by other rules, such as FED stress tests and risk-adjusted capital requirements, which may limit the amount of benefit from the SLR reform. Morgan Stanley’s analysts recently estimated that only State Street was only “restricted” by the SLR.

“Aligning United States Rules with international standards would give more capital heads to big banks than to exempt treasury and deposits from the central bank of the extra post -leverage calculations,” said Sean Campbell, chief economist of the Financial Services Lobby Group, which represents the eight major North -Americans.

The Fed, the Occ and the FDIC refused to comment.